Home Repair Programs
HOME REPAIR PROGRAMS
The North Iowa Area Council of Governments (NIACOG) Housing Trust Fund is a non-profit organization. The non-profit was formed to administer a Housing Repair Program to assist low-income families in Cerro Gordo, Floyd, Franklin, Hancock, Kossuth, Mitchell, Winnebago, and Worth Counties with home repairs. The funding is provided by several private and state grants as well as local donors. To be eligible the families must have incomes below 60% of the area median income for their family size which varies from county to county. Eligible repairs include furnace and a/c replacement, roof, siding, and window replacement or repair, plumbing and electrical updates, and accessible accommodations like installation of ramps or bathroom upgrades. The size of project is dependent upon the source of funding. The funding is generally prioritized towards families with someone who is disabled or 62 year of age or over. See the FAQ's for more eligibility and program details
The programs offered by the NIACOG Housing Trust Fund are further described below including the:
This program funds: malfunctioning furnaces, malfunctioning water heaters, ramps for the disabled, and other true emergencies. The program covers $1,000 to $5,000 in project costs. The household must include a senior citizen (62+) and/or a disabled person. The home must be located in one of these counties: Cerro Gordo, Floyd, Franklin, Hancock, Kossuth, Mitchell, Winnebago, or Worth. The primary source of funding for this program is the United Way of North Central Iowa.
2. Regional Home Repair Program
This program funds a wide array of essential home repairs, and is available in the following counties: Cerro Gordo, Floyd, Franklin, Hancock, Kossuth, Mitchell, Winnebago, or Worth. Eligible projects include dilapidated roofing, siding, handicapped accessibility, window/door replacement, wall repair, plumbing, electrical, furnace, hot water heater, water/sewer line, etc. The program covers $1,000 up to $25,000 of eligible rehabilitation project costs. The funding is prioritized towards families with someone who is disabled or 62 year of age or over. We are not currently taking applications, but you can apply to be added to the waiting list using this printable Waiting List Form.
3. Furnace & A/C Replacement Program
This program funds replacement of furnaces and central air units up to $10,000, and is available in the following counties: Cerro Gordo*, Floyd, Franklin, Hancock, Kossuth, Mitchell, Winnebago, or Worth (*All Mason City addresses are not eligible to participate in the program). To be eligible for replacement, the furnace and/or A/C must be older than 10 years old. In addition, the homes cannot be located in a 100-year flood plain. Income eligible families must own and reside in the home and must have owned the home for more than twelve months. The primary source of funding for this program is USDA Rural Development. The program will be offered until September 2024 or until funding is exhausted. Click here for a printable application.
For more eligibility requirements or to request an application for any of these programs, contact:
The NIACOG Housing Trust Fund Programs do not discriminate based upon race, color, religion, sex, national origin,
disability, familial status, or religious affiliation